November 12th, 2010
Intellectual Property Insurance
Intellectual property insurance coverage protects companies from copyright, trademark or patent infringement claims arising out of the company’s operation. It pays the defense costs and any judgment up to the policy limits. There are two types of intellectual property insurance coverage available. The first protects you if you are sued for infringement because it funds a legal defense. The second coverage is called a pursuit policy. It helps pay the legal expenses of suing an alleged infringer.
You need intellectual property insurance if the threat exists that you could be sued by a competitor for infringing on an idea or intellectual property belonging to someone else.
As long as you are not aware of any known infringements or violations, you can apply for insurance to protect your trademark or patent. In order to get coverage you will be required to prove that you have completed an intellectual property search, or have filed a registration for a trademark, service mark, copyright or patent.
Internet commerce is based on the ingenuity and development of new processes and applications. Many new companies compete to be the first to develop and sell new products and ideas. A competitor can financially wreck your company if you do not have the funds to hire an attorney and pay the cost of all the legal fees associated with defending your right to a patent or trademark. An intellectual property policy will pay the costs to defend you if someone tries to claim the rights to the same business model, process, or application.
Tags: Business Model, Competitor, Infringements, Ingenuity, Insurance, Insurance Companies, Insurance Coverage, Intellectual Property Insurance, Intellectual Property Policy, Internet Commerce, Judgment, Legal Expenses, New Processes, Patent Infringement, Property Search, Pursuit Policy, Texas Insurance, Trademark Service, Tyler Texas
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September 27th, 2010
Intellectual Law
Intellectual property insurance is pretty interesting and many who aren’t involved with a large Tyler Texas company have never heard of it. Basically, just as you insure your car or house in case of an accident, intellectual property insurance can insure a company both for getting sued for copyright infringement and going after someone suspected of stealing an idea from the company.
Sometimes, the second coverage (for going after an individual who stole your intellectual property) is a separate package and is called a pursuit policy. This is because it helps to pay the legal expenses it takes to pursue an alleged offender.
Intellectual property insurance can make the difference between the life or death of your Tyler business! If the threat exists that you could find yourself in an argument over intellectual property rights, then you should undoubtedly equip yourself with intellectual property rights insurance.
Even if you are the creator of a copyright, it can still be hard to hold onto it without intellectual property insurance. If you have to go to court to defend your patent and have no intellectual property insurance, you could very well spend all of your money just defending what is already yours.
An intellectual property insurance plan is very simple. If someone tries to steal your idea or accuses you of stealing theirs, the insurance will kick in and pay your legal fees for defending yourself.
If you need to shop around for local Tyler Texas intellectual property insurance carriers here is a good place to start: Insurance Companies in Tyler Texas
Tags: Accident Insurance, Copyright Infringement, Insurance, Insurance Carriers, Insurance Companies, Insurance Plan, Insurance Texas, Intellectual Law, Intellectual Property Insurance, Intellectual Property Rights, Legal Expenses, Money, Patent, Pursuit Policy, Texas Insurance, Texas Intellectual Property, Tyler Texas
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July 21st, 2010
For those who are morbidly obese, or at least 100 pounds overweight, bariatric surgery can be an appropriate course of action. Sometimes it may be the only course of action possible. There are several different types of bariatric surgery, so speaking with a Tyler, Texas specialist is the best place to start. Keep in mind however, that there are disadvantages that come with this type of surgery.
Most insurance companies see bariatric surgery as an elective procedure and getting them to pay for the surgery can be next to impossible. You will need a liaison that has experience dealing with the insurance companies, and even then nothing is guaranteed. This type of surgery is very expensive, and paying out of pocket is simply not feasible for most people. Finances can be the biggest barrier between you and your bariatric surgery.
If you can prove to your insurance company that the surgery is medically necessary and they give you the green light, you will still have challenges ahead of you. Some surgeons require a period of counseling to be sure you are emotionally capable of dealing with the lifestyle changes required for this type of surgery. You may also be required to try to lose a specific amount of weight naturally to prove your dedication or eliminate other health problems that may make surgery particularly dangerous.
If you are considering bariatric surgery in Tyler, Texas, talk to a doctor before making any decisions and be sure you understand everything that comes along with the procedure.
Tags: Challenges, Counseling, Decisions, Dedication, Elective Procedure, Health Problems, Insurance, Insurance Companies, Insurance Company, Liaison, Lifestyle, Options, Several Different Types, Surgical Weight Loss, Tyler Texas, Types Of Bariatric Surgery
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September 10th, 2009
Tyler TX Home Insurance
When shopping for an insurance company in Tyler Texas you want to try and go with a bundled plan if possible. By bundling your home, car, health, and life insurance under one insurance company you can save a lot of money. Some insurance companies specialize in just home, and auto insurance, some specialize in health and life and some insurance companies have insurance plans for all of these life issues. It can sometimes work in your favor to go with a bundled insurance plan for auto and home and use a different insurance agency for health insurance and life insurance. Many times insurance companies that specialize in one or the other will be able to serve your needs better because they know what products are out there and what will fit you best.
If you have a bank you use in Tyler that also offers auto and home insurance it can help you establish a stronger relationship with your bank for future loans and business deals if you use them for your Tyler Texas insurance needs. For instance, CFG Insurance is located in Citizens National Bank in Tyler Texas and offers a shopping experience for their banking customers. You can go into Citizens National Bank and Jeff Warr with CFG can shop insurance rates and plans for both your home and automobile and find a bundled insurance plan that will save you the most money. You do not have to bundle your home and car insurance but it is nice to know that there is this option for additional savings.
CFG insurance also offers health and life insurance as well if you need to get something for your business or just something personal for your family. Because personal health insurance is very expensive we recommend going with a health plan that has a very high deductible. Your health insurance will be much cheaper if you opt in for a health plan with something like a $10,000 deductible. This will insure you against any catastrophic injuries, illnesses and diseases.
For instance if you have to pay a $100 for a flue or check up that is usually manageable to pay for out of pocket but if you get cancer you know you will not go bankrupt in the process since your Tyler health insurance will cover that exorbitant cost of treating cancer. Sense the USA has the highest cancer cure rate in the world you will have insurance to pay for it and the best treatment available in the world. That is why people fly in from out of country just to get treatment for things like prostate cancer right here in East Texas. Another example is you receive a personal injury in a car accident or job related injury you will know that your health insurance will cover the cost of this as well if it was your fault. If it was not your fault the Tyler business or insured driver will cover the cost of your injury.
Jeff with CFG insurance can work out a payment plan where you pay each month or you can pay it all up front and save additional money on your insurance premiums. One of the main reasons I use CFG Insurance is because of their shopping the prices for me and finding the best coverage and price to meet my needs. If you enjoy talking local politics and issues in the Tyler area Jeff Warr is the Smith County Commissioner Precinct 1. This is the fastest growing East Texas precinct and includes Bullard, Flint-Gresham, Noonday, part of Lake Palestine, and the southwest part of Tyler.
If something happens and you sell one of your cars and need your insurance plan changed to show the change in ownership CFG insurance can quickly adjust the insurance premium and coverage and give you back any money you may have paid to reflect the change in coverage. Jeff is a pleasure to work with and we have been very pleased with the price of our home and car insurance and how quickly we can get our insurance coverage changed either over the phone or when dropping by Citizens National Bank to make the change.
Tags: Additional Savings, Auto And Home Insurance, Business Deals, Car Insurance, Catastrophic Injuries, CFG Insurance, CFG Insuranec Tyler Texas, Citizens National Bank, East Texas Bank, Health Insurance, Health Plan, Home Car, Insurance Agency, Insurance Companies, Insurance Company, Insurance Plan, Insurance Plans, Insurance Rates, Jeff Warr Insurance, Jeff Warr Smith County Commissioner, Personal Health Insurance, Shopping Experience, Texas Insurance, Tyler Business Loan, Tyler Home Loan, Tyler Texas, Tyler Texas Bank, Tyler Texas Business Credit, Tyler Texas peronsal Credit, Tyler TX, Tyler TX Health Insurance Company, Warr
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